I have heard many friends who have gone on Road trips in San Francisco and Los Angeles say that their cars were broken into and their luggage was stolen. In such a situation, should we first report to the police and then go to the car rental company to change the car? Is the car replacement free of charge? Does the theft and robbery insurance included when renting a car cover the loss, or do we need to purchase separate glass and tire insurance? We have driven in foreign countries many times before, but this is our first time in the United States, and we have never encountered a situation where our car was broken into. We are not sure how to handle it if it happens ? United States Q&A