If the store staff promote insurance, can you refuse to buy it? Do you have to buy their insurance, or you can't drive on the road without it ?

The service staff at the car dealership usually recommend users to purchase some additional insurance, but it is actually polite to simply refuse.

When picking up the car, you will still encounter sales staff from the car dealership promoting insurance and upgrades for a fee. It's best to purchase based on your own needs.

I encountered a situation where the car dealership was promoting other insurance and services. Because my English proficiency is poor, I didn't understand it at all. The final price they showed me was different from the order price. So I raised objections, and the dealership staff eventually canceled the extra service charges.

My experience is for reference only. When I picked up the car at the store, the staff only asked if I needed to upgrade the car model and purchase additional insurance. After I said no, they immediately processed the contract and then directed me to the parking lot. A staff member drove a car of the same type over and I was able to smoothly pick up the car and hit the road.

Counter staff, especially in the United States, will strongly recommend upgrading or buying more insurance. It is best to understand the types of insurance and coverage range first, and then make a calm decision.

If you don't buy, they will make things difficult for you, so just buy a little. I've experienced it before.