For one-off compensation and various benefits for those who suffer permanent injury. Q: What constitutes an "accident"? Any illness or injury caused by a sudden event. Some cases are uncontroversial: those who have been assaulted, involved in a car accident, fallen over, self-harmed, injured by any external force, and sudden illnesses that cannot be predicted. ACC will usually accept these cases straight away, without seeking a doctor's professional opinion. Some cases may be related to past medical history, for example, if someone who previously had high blood pressure suffered a heart attack or stroke in New Zealand, there is controversy over whether this counts as an "accident". ACC will usually seek a doctor's opinion and then make a decision on whether to pay compensation. However, in these cases, doctors usually side with the patient and advise ACC to pay compensation. Unlike general commercial insurance companies, ACC can be "free" and automatically joined. The biggest difference between ACC and general commercial insurance companies is that you don't have to join ACC insurance before an accident happens. As long as you are a natural person in New Zealand, you are automatically insured ?
New Zealand Q&A
I was following a local photographer from Reykjavik to Vik in Iceland, and she was driving at over 100 km/h the whole way. I asked her if there were any problems, and she said that there were no speed cameras in Iceland, only police officers hiding in the bushes on some busy roads! When we entered some towns, she was also driving at a speed of over 70 km/h past the speed cameras! At the time, I was also very worried! Later on, I found that there were two types of speed cameras. One type only measured the speed, and the other type had two flashing lights on top of it. I guessed that the first type did not take pictures! Everyone can refer to this! I was driving at a speed of 100-110 km/h the whole way, and there were still many cars that passed me! On the three-digit sections, driving at 30 km/h and avoiding large stones was not a problem! The regular ring road route has no place that only SUVs can pass! As long as you don't have a tire burst, any car can go! The above is just personal advice! Everyone should decide according to their own situation! If there are more people, it's better to rent a larger car. The average cost per person won't be much different ?
Iceland Q&A