How to choose insurance for Road trip rental in the United States ?

United States FAQ

4 Answers

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Reply to #4 sam. Correcting a statement from the original poster. LDW and CDW are strictly speaking not insurance. LDW Loss Damage Waiver is theft damage liability waiver. CDW is collision damage liability waiver. This is the rental car company exempting the renter from economic compensation liability. So to answer your question, neither of these are legally mandatory. They are not even provided by insurance companies. It is just a disclaimer between the rental car company and you. All the products introduced in the original post are optional. There are no legal issues.

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It seems that choosing insurance also needs attention

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Thank you for your hard work editing and collecting

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Thank you, I heard that except for New York State, it is not mandatory to purchase non-deductible insurance in the United States. Is it true that all other states are required to purchase non-deductible insurance?

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