Is comprehensive insurance for a car very expensive ?

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I feel that the full insurance purchased on the spot at the car dealership is not the same as the super supplementary insurance we purchased. If you buy it at the car dealership, it is the local insurance, and the local people will handle the accident. However, the super supplementary insurance is confirmed by the car dealership when you go to handle the car pick-up procedures, and it is still the basic insurance. After the problem occurs, you also have to pay the corresponding compensation. However, because you have purchased the supplementary insurance, it can be reimbursed when you return to China. So I feel that the two are not comparable. As far as I know, insurance in Europe is relatively expensive. I don't know about other countries. Few people in the UK buy insurance for their cars, and they rarely go to repair them if they have an accident... because insurance is really... too expensive.

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