Car insurance is quite different between basic insurance and comprehensive insurance. How do everyone buy? Is the road good to drive on? Are there many stones on the road ?

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First time Road trip, it is suggested to buy full insurance. The price difference is half. In fact, there is no need to worry about disputes when the car company returns the car. In addition, if there is really an accident, you need to pay tens of thousands of yuan out of pocket for basic insurance, and the rest will be reimbursed. Full insurance does not require you to bear the cost.

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Should I buy the all-risk insurance or special services provided by the rental car company's branch when I rent a car and drive by myself? I heard that there are many mountain roads in New Zealand and it is easy to have accidents ? New Zealand Q&A

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Travelling by car in New Zealand's South Island, friends, according to your experience, what type of car is good to rent? Everyone knows that the South Island of New Zealand has many mountain roads, some places are narrow, and whether the road is easy to drive? I need to consider renting a car. Thank you all! ? New Zealand Q&A

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1. Left-hand driving: You can get used to it quickly, and even if you violate it, because everyone can see each other, it generally does not cause consequences. Of course, affecting others will be despised and scolded. 2. GIVE WAY and STOP: Most important! Must be strictly enforced! At intersections with GIVE WAY and STOP signs, you must stop and look carefully before entering the main road. Vehicles on the main road (including roundabouts) will absolutely not slow down to let vehicles from the side road enter. 3. Speed limit: If you cannot see the speed limit outside the city or when there is no speed limit, follow the maximum of 100, otherwise follow the speed limit. 4. Curves have suggested speeds, as stated in the driving promotional video for newcomers to New Zealand: 'If you feel uneasy when you see the speed limit, you can slow down.' 5. Speeding: In the North Island, you can drive at the speed limit +10 (on holidays +5), and there are few slow vehicles on the road. The maximum speed for vehicles with trailers may be 80, but everyone can silently follow along... 6. Overtaking: Very few people overtake on most ordinary roads. Highways have sections with overtaking lanes, which are uphill, and vehicles with good power will overtake at this time. (The gentle GL made me give up the idea of using the overtaking lane). There will be signs on the highway indicating the distance to the next overtaking lane, so there is no need to rush to overtake. 7. Windshield wipers and turn signals: Opposite to the right-hand driving position, this is what I am least accustomed to. Every time the windshield wipers resolutely swing in front of my eyes when turning, I can feel the concerned and disdainful looks from the surroundings... And, even if you turn on the turn signal, you may not be able to stop the windshield wipers immediately... 8. Crossing lines: From observation, all the lines here can be crossed, but no one drives on the lines for a long time. 9. Parking: Most parking in the North Island is free. I only parked in a paid parking lot twice, and it was quite expensive. 10. Haven't paid any tolls ? New Zealand Q&A

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For one-off compensation and various benefits for those who suffer permanent injury. Q: What constitutes an "accident"? Any illness or injury caused by a sudden event. Some cases are uncontroversial: those who have been assaulted, involved in a car accident, fallen over, self-harmed, injured by any external force, and sudden illnesses that cannot be predicted. ACC will usually accept these cases straight away, without seeking a doctor's professional opinion. Some cases may be related to past medical history, for example, if someone who previously had high blood pressure suffered a heart attack or stroke in New Zealand, there is controversy over whether this counts as an "accident". ACC will usually seek a doctor's opinion and then make a decision on whether to pay compensation. However, in these cases, doctors usually side with the patient and advise ACC to pay compensation. Unlike general commercial insurance companies, ACC can be "free" and automatically joined. The biggest difference between ACC and general commercial insurance companies is that you don't have to join ACC insurance before an accident happens. As long as you are a natural person in New Zealand, you are automatically insured ? New Zealand Q&A

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Regarding the recent flooding in the South Island, tourists with travel plans in the near future do not need to panic. The latest information we have is as follows: 1. The water levels in the high-water areas of Lake Wakatipu and Lake Wanaka in Queenstown have reached their peak, and the weather has cleared up. This week is expected to be mostly sunny, with no more rain predicted, so the flood risk has been alleviated. Businesses along the shores of Lake Wanaka have resumed operations. The famous Wanaka Tree will remain partially submerged for a while longer due to the still-high water levels. Queenstown is experiencing clear weather, and recent photos show that while the water levels are high, the risk of flooding has diminished. 2. The South Island highways, which were previously closed, have started to reopen. State Highway 72 has resumed traffic, although there is heavy congestion, so travelers should allow extra time if using this route. 3. There is still flooding at the Rangitata Bridge section of State Highway 1, but once the water recedes, traffic will be able to resume. There is also flooding at the intersection of State Highway 1 and State Highway 79. The Timaru District Council has stated on social media that there is no risk of the recently reopened bridges on State Highway 72 being closed again. 4. The goal is to reopen State Highway 6 on the West Coast before Christmas, but this is entirely dependent on the weather conditions. If the weather remains favorable, the road repair progress will be normal, but if there is another heavy rain, it will affect the repair schedule. Therefore, travelers planning to visit the West Coast of the South Island around Christmas and New Year's need to closely monitor the road repair progress. The New Zealand Transport Agency's update on December 10th at 4pm: SH6 - The past two days have been sunny, and road repair progress has been smooth. The agency has been working to clear the landslide section between Fox and Franz Josef towns, aiming to reopen the Hokitika - Makarora section before Christmas. The Whataroa - Harihari section, which has suffered the most damage, is still closed due to multiple landslides, and the agency is striving to reopen it before Christmas ? New Zealand Q&A

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The service staff took a lot of pictures when I picked up the car. I thought they were professional, so I didn't take any pictures (besides, I thought that since I had full insurance, there wouldn't be any problems if an accident happened). Today, when I returned the car, a different lady looked at it very carefully and found a little damage to the paint. She didn't compare it to the pictures when I picked up the car. She just emphasized that I didn't need to make any payments, but asked me to sign. I wondered if the insurance company was playing some kind of trick ? New Zealand Q&A

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