For one-off compensation and various benefits for those who suffer permanent injury. Q: What constitutes an "accident"? Any illness or injury caused by a sudden event. Some cases are uncontroversial: those who have been assaulted, involved in a car accident, fallen over, self-harmed, injured by any external force, and sudden illnesses that cannot be predicted. ACC will usually accept these cases straight away, without seeking a doctor's professional opinion. Some cases may be related to past medical history, for example, if someone who previously had high blood pressure suffered a heart attack or stroke in New Zealand, there is controversy over whether this counts as an "accident". ACC will usually seek a doctor's opinion and then make a decision on whether to pay compensation. However, in these cases, doctors usually side with the patient and advise ACC to pay compensation. Unlike general commercial insurance companies, ACC can be "free" and automatically joined. The biggest difference between ACC and general commercial insurance companies is that you don't have to join ACC insurance before an accident happens. As long as you are a natural person in New Zealand, you are automatically insured ?
New Zealand Q&A
The enthusiasm of the people of Sicily, Italy, is a passionate and unrestrained one. In Rome, the enthusiasm you see is a refined routine. For example, when you go to a restaurant, the waiter will recommend two special dishes for the day. When you ask what they are, he will tell you about the volcano beef and swan roasted fish... The prices are all on the menu. Each dish is about 25 euros, not bad, right? When you're halfway through the meal, they will bring you a glass of ice wine, telling you it's complimentary, and shake hands with you... As for the swan roasted fish, they will enthusiastically ask if you need help opening it. I firmly say no, but they will still help you open it as if they didn't hear me... Let's talk about the bill. When you pay, they will tell you it's 293 euros, plus a 10% service charge, and fish is charged by weight (the fish is at most 1.5 pounds, and the beef is only the size of a fist, definitely not 2 pounds), and the water before the meal is 10 euros. Also, when taking a taxi, make sure to use the meter... And there are a lot of pickpockets there, so be careful of women wearing scarves. Even if you put your bag in front of you, it won't help. They will use the scarf to block your line of sight... They usually work in groups... Even so, Italy is still very, very beautiful. It feels like walking in a historical museum, and shopping is also very enjoyable... Wishing friends a pleasant journey ?
Italy Q&A