For one-off compensation and various benefits for those who suffer permanent injury. Q: What constitutes an "accident"? Any illness or injury caused by a sudden event. Some cases are uncontroversial: those who have been assaulted, involved in a car accident, fallen over, self-harmed, injured by any external force, and sudden illnesses that cannot be predicted. ACC will usually accept these cases straight away, without seeking a doctor's professional opinion. Some cases may be related to past medical history, for example, if someone who previously had high blood pressure suffered a heart attack or stroke in New Zealand, there is controversy over whether this counts as an "accident". ACC will usually seek a doctor's opinion and then make a decision on whether to pay compensation. However, in these cases, doctors usually side with the patient and advise ACC to pay compensation. Unlike general commercial insurance companies, ACC can be "free" and automatically joined. The biggest difference between ACC and general commercial insurance companies is that you don't have to join ACC insurance before an accident happens. As long as you are a natural person in New Zealand, you are automatically insured ?
New Zealand Q&A
Regarding the recent flooding in the South Island, tourists with travel plans in the near future do not need to panic. The latest information we have is as follows: 1. The water levels in the high-water areas of Lake Wakatipu and Lake Wanaka in Queenstown have reached their peak, and the weather has cleared up. This week is expected to be mostly sunny, with no more rain predicted, so the flood risk has been alleviated. Businesses along the shores of Lake Wanaka have resumed operations. The famous Wanaka Tree will remain partially submerged for a while longer due to the still-high water levels. Queenstown is experiencing clear weather, and recent photos show that while the water levels are high, the risk of flooding has diminished. 2. The South Island highways, which were previously closed, have started to reopen. State Highway 72 has resumed traffic, although there is heavy congestion, so travelers should allow extra time if using this route. 3. There is still flooding at the Rangitata Bridge section of State Highway 1, but once the water recedes, traffic will be able to resume. There is also flooding at the intersection of State Highway 1 and State Highway 79. The Timaru District Council has stated on social media that there is no risk of the recently reopened bridges on State Highway 72 being closed again. 4. The goal is to reopen State Highway 6 on the West Coast before Christmas, but this is entirely dependent on the weather conditions. If the weather remains favorable, the road repair progress will be normal, but if there is another heavy rain, it will affect the repair schedule. Therefore, travelers planning to visit the West Coast of the South Island around Christmas and New Year's need to closely monitor the road repair progress. The New Zealand Transport Agency's update on December 10th at 4pm: SH6 - The past two days have been sunny, and road repair progress has been smooth. The agency has been working to clear the landslide section between Fox and Franz Josef towns, aiming to reopen the Hokitika - Makarora section before Christmas. The Whataroa - Harihari section, which has suffered the most damage, is still closed due to multiple landslides, and the agency is striving to reopen it before Christmas ?
New Zealand Q&A