For one-off compensation and various benefits for those who suffer permanent injury. Q: What constitutes an "accident"? Any illness or injury caused by a sudden event. Some cases are uncontroversial: those who have been assaulted, involved in a car accident, fallen over, self-harmed, injured by any external force, and sudden illnesses that cannot be predicted. ACC will usually accept these cases straight away, without seeking a doctor's professional opinion. Some cases may be related to past medical history, for example, if someone who previously had high blood pressure suffered a heart attack or stroke in New Zealand, there is controversy over whether this counts as an "accident". ACC will usually seek a doctor's opinion and then make a decision on whether to pay compensation. However, in these cases, doctors usually side with the patient and advise ACC to pay compensation. Unlike general commercial insurance companies, ACC can be "free" and automatically joined. The biggest difference between ACC and general commercial insurance companies is that you don't have to join ACC insurance before an accident happens. As long as you are a natural person in New Zealand, you are automatically insured ?
New Zealand Q&A
Not tailgating, don't speed, speeding fines are heavy, I saw the police officer's calculation basis for issuing tickets (unfortunately got caught), the starting price is $50, plus an additional $20 for every mile over the speed limit, simply put, if you speed by 10 miles, the fine is $250, this is the calculation basis for speeding by 16 miles or less, I don't know about 16 miles or more. However, American police are still very good, I was speeding by 9 miles, being polite, flattering, and only got fined $60. You can only pay the fine online after returning to China (three weeks after the ticket was issued), the ticket needs to be recognized by the court before the government can collect the fine, my friend said that on the day of the court hearing, if the police officer who issued the ticket does not show up (probability of 90%), the ticket will be invalid, there is a big gap in my feeling. A special reminder, American police are like ghosts, you never know when they will appear behind your car ?
United States Q&A