Today the car was scratched by a tree branch, the mark is not deep but quite long, stretching from both doors to the rear bumper. I wonder if this kind of scratch is considered as car damage during the assessment at the car shop? And how much would it cost approximately ?

New Zealand FAQ

3 Answers

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QEEQ User

Calculate the car damage. Did you buy comprehensive insurance? If you bought comprehensive insurance, there's nothing to worry about.

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QEEQ User

If you have full coverage insurance, don't worry, the insurance can compensate. If you don't have full coverage insurance, the deductible is about RMB 18,000 (any loss less than RMB 18,000 will not be compensated). Being scratched by branches, should not be counted as vehicle damage.

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QEEQ User

Have you bought insurance?

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