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For one-off compensation and various benefits for those who suffer permanent injury. Q: What constitutes an "accident"? Any illness or injury caused by a sudden event. Some cases are uncontroversial: those who have been assaulted, involved in a car accident, fallen over, self-harmed, injured by any external force, and sudden illnesses that cannot be predicted. ACC will usually accept these cases straight away, without seeking a doctor's professional opinion. Some cases may be related to past medical history, for example, if someone who previously had high blood pressure suffered a heart attack or stroke in New Zealand, there is controversy over whether this counts as an "accident". ACC will usually seek a doctor's opinion and then make a decision on whether to pay compensation. However, in these cases, doctors usually side with the patient and advise ACC to pay compensation. Unlike general commercial insurance companies, ACC can be "free" and automatically joined. The biggest difference between ACC and general commercial insurance companies is that you don't have to join ACC insurance before an accident happens. As long as you are a natural person in New Zealand, you are automatically insured ? New Zealand Q&A

1 Answer compensationinsuranceaccidentautomaticfree

Recently Answered Questions

So suggest people rent cars with credit cards and make sure your credit cards have rental car insurance. My card has it, so I don't have to buy any collision insurance. After getting home, I just fill out an online claim form, upload all the photos, documents, and credit card records when I rented the car, etc. Two weeks later, I received an email saying the claim was approved, and all the windshield fees that the rental car company deducted from me were returned to me. They asked me how I wanted them to send the money to me ? New Zealand Q&A

1 Answer claim settlementgo onlinecredit cardswipe cardinsurance

Have you ever used self-service fueling? Is the credit card authorized first, and then the actual fueling amount is deducted after the gun is lifted ? New Zealand Q&A

1 Answer credit carddeduct feeoilgo for it!self-service refueling

I parked at the dock and paid for parking with a card, with a pre-authorization of 50. Shortly after, the pre-authorization was cancelled. Will I receive a fine? Can I still continue to pay for parking ? New Zealand Q&A

1 Answer traffic ticketspre-authorizationswipe cardparkingpayment

Hello everyone, I would like to ask if I need to buy full insurance when renting a car. I noticed that full insurance is very expensive in Queenstown. I am planning to go to New Zealand at the end of August, is it considered the peak tourist season? Do I need to book hotels and tickets in advance ? New Zealand Q&A

1 Answer hotelfull insuranceticketqueenstownnew zealand

The service staff took a lot of pictures when I picked up the car. I thought they were professional, so I didn't take any pictures (besides, I thought that since I had full insurance, there wouldn't be any problems if an accident happened). Today, when I returned the car, a different lady looked at it very carefully and found a little damage to the paint. She didn't compare it to the pictures when I picked up the car. She just emphasized that I didn't need to make any payments, but asked me to sign. I wondered if the insurance company was playing some kind of trick ? New Zealand Q&A

2 Answers pick upaccidentreturn the carfull insurancecompensation

Can the whole electronic visa passport be scanned (all blank pages are scanned)? Or just the used pages (such as the pages with exit stamps)? In addition, do you need to scan the new passport if the previous passport has many transit stamps and visas? If scanned, do you also need to scan the whole passport, including blank pages? I am a dependent visa holder ? New Zealand Q&A

3 Answers transitelectronicpassportvisaelectronic signature

Apply for an electronic visa to New Zealand online, fill in the name according to the requirements, and find that the displayed name is opposite to the passport. If this is issued, the name should also be reversed. How do you fill in when you apply? For example, the visa is XU ZHANG, and the passport is ZHANG XU. Or do you need to reverse the order of the name when applying for the visa to keep it consistent with the order of the passport ? New Zealand Q&A

2 Answers electronicpassportvisanew zealandelectronic signature

Do I need to print out an electronic visa and keep it in my passport ? New Zealand Q&A

1 Answer electronicpassportvisaelectronic signature

Is a passport only required for the first page? Do you also need a visa to go to other countries ? New Zealand Q&A

1 Answer passportvisa

Is the New Zealand visa the paper that was sent to me by email? We applied together as a couple. There are two names on it, but only the passport number of the principal applicant ? New Zealand Q&A

4 Answers passportvisanew zealand