In Germany, do you have to file a police report and get a ticket for an accident in order to make a claim ?

Germany FAQ

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Eastern Sea

In the case of a mutual accident, the police should be called. For a single-sided scrape, it depends on the attitude of the driver. I have had minor scrapes several times, and in fact, I didn't even notice when they happened, so I can only let the repair shop deduct the cost. Fortunately, I have comprehensive insurance, so at most, I just have to pay upfront and then claim the insurance.

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